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Medium riskRomanceUK wide

'Mum sent them £140,000': How to spot the signs a loved one is being scammed

Helen discovered her mum was in the grip of a romance scam - here's how she found out and broke her free.


How this scam works

Helen discovered her mum was in the grip of a romance scam - here's how she found out and broke her free.

Why we flagged this: Reported in the last 6 hours. Losses over £100,000 reported. Impersonates a well-known UK organisation.

Warning signs

  • You were contacted out of the blue
  • You are being rushed into acting quickly
  • You are asked for money, card details or a security code
  • The message or caller is not who they claim to be

What to do

  1. Do not reply, tap any link, or ring any number in the message.
  2. If it claims to be your bank, hang up and call 159 instead.
  3. Forward suspicious texts to 7726 and emails to report@phishing.gov.uk.
  4. Report it to Action Fraud on 0300 123 2040.

If it has already happened to you

This happens to sensible, careful people every day. What matters now is acting quickly.

  1. Ring your bank straight away if you have paid or shared details.
  2. Report it to Action Fraud on 0300 123 2040 and keep the reference number.
  3. Change any password you shared, from a different device.
  4. Talk to someone you trust. Victim Support is free on 0808 168 9111.

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Last updated 29 September 2026. Source: BBC UK.